Employed or Self-Employed/Permanent or Contractor. Here is a comprehensive list of the documents you need for a mortgage application.
CONTINUE READING Mortgage Document Checklist 1 min read
Posted in
Posted in
Category: Downloads
Posted in
Posted in
Energy Performance Certificate (EPC) and Request Process
A quick take on what an EPC is, why it’s required and how to apply for one if needed.
Posted in
Posted in
Landlord Property Portfolio Spreadsheet
Excel sheet for you to manage and organize your property portfolio. Input details to see how much your portfolio LTV to how much it yields. Provide the spreadsheet to lenders when doing any mortgage application.
Posted in
Posted in
Help to Buy Equity Loan Calculator (For properties outside London)
This government scheme for first-time buyers is due to end in March 2023. The government provides a loan for you to use as part of your deposit towards buying a new build. Outside London you can get up to 20%. Every Help To Buy application fills in this calculator to break down what you can afford.
Posted in
Posted in
Help to Buy Equity Loan Calculator (For properties in London)
This government scheme for first-time buyers is due to end in March 2023. The government provides a loan for you to use as part of your deposit towards buying a new build. In London you can get up to 40%. Every Help To Buy application fills in this calculator to break down what you can afford.
Posted in
Posted in
Fact Find (Comprehensive Document)
Before any mortgage application is submitted the broker or mortgage adviser is required to “Know Your Client” (KYC). They do this by asking loads of questions and filling in a Fact Find. This Fact Find has all the questions that could be asked so you can prepare yourself.
Posted in
Posted in
10 step guide to increasing your credit score + Bonus Tips
Easy-to-follow steps to help increase your credit score and decrease the chances of your application getting declined.
Posted in
Posted in
The Mortgage Process – A step by step guide
A walk through the mortgage process and what to expect. Also included are some tips to make your process easier.